Guides
Home care guides for Pennsylvania families
Evergreen, sourced explainers written for families in Central and Eastern Pennsylvania. Each guide is reviewed on a schedule and shows its last update date. For shorter, timely pieces, see the Journal.
Paying for Care
How to Pay for Home Care in Pennsylvania: Private Pay, Insurance, VA Benefits, OPTIONS, and Medicaid Waivers (2026)
Every way Pennsylvania families pay for non-medical home care in 2026: private pay, long-term care insurance, VA Aid and Attendance, the OPTIONS program, the Caregiver Support Program, Community HealthChoices, OBRA and Act 150, plus the federal tax deduction. Who qualifies, what each pays, and how to start.
How Long-Term Care Insurance Pays for Home Care in Pennsylvania: Triggers, Elimination Periods, and the Paperwork That Gets Claims Approved
How long-term care insurance covers non-medical home care: the two-of-six ADL and cognitive impairment triggers, elimination periods, reimbursement vs. indemnity policies, why carriers require a licensed agency, exactly what documentation they ask for, and how to start a claim in Pennsylvania.
Talk to a care coordinator today
Tell us what is happening at home. We will explain your options, including what private pay, long-term care insurance, VA benefits, and Pennsylvania waiver programs may cover, and schedule an in-home care consultation when you are ready.